Don’t be fooled by the name. Inland Marine Insurance is a unique type of coverage designed for property that is difficult to accurately price or does not fit within the coverage terms of basic contracts. Unfortunately, many people fail to recognize the number of valuable possessions they own or that they may lack proper coverage for rare items, construction and manufacturing equipment, etc. Our knowledgeable agents will work with you to identify possible gaps and help you select the level of coverage that is right for you.
Categories of property covered by this form of insurance:
- Possessions that are in transit
- Items held by a bailee
- Goods that are often moved to different locations
While Inland Marine Insurance may be recommended to individuals, it is generally most beneficial for business owners. Jewelers, product dealers and those in the construction trades (carpenters, plumbers, electricians, etc.) are prime candidates for this form of coverage. It provides protection for a wide range of lost or damaged goods, including, but not limited to:
- Camera and Photographic Equipment
- Computer Hardware
- Contractors’ Equipment
- Fine Art Paintings and Objects
If you think you may have possessions or equipment not covered by your existing insurance contracts, please contact us today. We will arrange to make a thorough review of your insurance policies and (as needed) draw-up an Inland Marine coverage plan for your consideration.